LITTLE ROCK, Ark. — Owning a car is a luxury that not everyone can afford. For those who do have one, whether it’s a two-door, an SUV, or a truck, certain driving laws on Arkansas roads and interstates apply.
However, can a person with no driver's license purchase a car or car insurance? We verified the answer to this question with the Arkansas Department of Finance and Administration (DFA) and the Arkansas Department of Labor and Licensing.
Scott Hardin with Arkansas’s DFA said there are several examples of why someone might buy an automobile, even if they don't have a valid driver’s license.
Some scenarios include buying a car as a gift for someone else, purchasing a fleet vehicle for a business, using a car for its parts, or even a car enthusiast who may wish to add to their collection.
Keep in mind, though, that even without a driver's license, the auto dealership will likely require some form of government ID to complete the transaction.
Hardin said that while policies vary by dealer, we can verify that yes, you can buy a car in Arkansas without a driver's license or insurance.
According to the Labor and Licensing Department, there are a few other items to consider before purchasing a vehicle. Here are the answers to some frequently asked questions they received.
Does Arkansas have a so-called "cooling off" period on vehicle purchases? The agency said that dealers are not required by law to give car buyers a three-day right to cancel.
Do I have a right to return the car if I change my mind? This is typically allowed only if financing is not yet approved. Some dealers may ask for additional money down to get approved for financing.
The agency suggests obtaining financing on your own, through a bank or credit union, and adds that you are not required to use the dealership's finance department.
Finally, if you agree to buy a car "as is", it means just what it says. Once you make the purchase, if you drive away and a wheel falls off, the problem is now yours, although you can file a complaint if you believe you have a right to a refund.
Just remember, the person who does the driving is the one responsible for the rest of the rules and regulations, like having a valid license, proper insurance, and registering the car.
